{"id":15562,"date":"2023-09-14T11:20:02","date_gmt":"2023-09-14T11:20:02","guid":{"rendered":"https:\/\/www.hinegroup.com\/descubre-las-claves-de-los-planes-de-pensiones-de-geroa\/"},"modified":"2023-09-14T11:44:05","modified_gmt":"2023-09-14T11:44:05","slug":"descubre-las-claves-de-los-planes-de-pensiones-de-geroa","status":"publish","type":"post","link":"https:\/\/www.hinegroup.com\/eu\/descubre-las-claves-de-los-planes-de-pensiones-de-geroa\/","title":{"rendered":"EZAGUTU ITZAZU GEROA PENTSIO PLANEN GAKOAK"},"content":{"rendered":"

<\/br>Zertan datza Geroa pentsio planak?<\/strong><\/p>\n

GEROAn, ekarpenak partekatuta egiten dira, % 50 langileak eta beste % 50 enpresak.
\n\u00a0
\nZergatik da garrantzitsua Geroari ekarpenak egitea?\u00a0<\/strong>
\nPentsio publikoaren eta azken soldataren arteko aldea gero eta handiagoa izango dela jakinik, GEROAk erosketa-ahalmenaren galera murrizten laguntzen du, lan egiteari uzten diozunean zenuen mailari eusteko.<\/p>\n

Gehigarri egokia izateko, ekarpen bat egin beharra dago gure bizitza laboralean (% 6 inguru), eta kostu minimoko kudeaketa profesionala behar da.<\/p>\n

GEROAk elementu solidarioak eta erantzukizun sozialekoak ekartzen ditu, beste Entitate batzuetan aurkituko ez dituzunak.<\/p>\n

Zergatik gomendatzen dute ekarpenak gaztea zarenean egitea oraindik ere urte asko geratzen bazaizkizu erretirorako?<\/strong>\u00a0
\nEkarpenak egiten zenbat eta lehenago hasi, zure pentsio publikoari gehitu ahal izango diogun erretirorako ondarea handiagoa lortzeko esfortzu txikiagoa egin beharko duzu.<\/p>\n

\"null\"
\n<\/br>
\nNahitaez egin behar al dut ekarpena GEROAra?\u00a0<\/strong>
\nBai, GEROA atxikita duen sektore bateko enpresa batean lan egiten baduzu.<\/p>\n

Nola egiten dira ekarpenak GEROAn?\u00a0<\/strong>
\nEkarpenak parekideak dira. Batetik, langileak (nominatik kentzen zaio), eta bestetik enpresak.
\n% 93 aurrezteko da, eta gainerako % 7k Arrisku Prestazioa estaltzen du, ezintasun edo heriotza kasuetan kapital osagarri bat* bermatzen duena. *Langileak ezintasuna gertatu denetik edo heriotzatik erretiro adinera arte.<\/p>\n

\"null\"
\n<\/br>
\nZein da nire sektorearen ekarpenen portzentajea?\u00a0<\/strong>
\nG01 \u2013 SIDERO METALA oinarriaren % 2,30. 2023rako, oinarri maximoa 4.495,50\u20ac izanik, hileko ekarpen maximoa 103,40\u20ac-koa da.
\n<\/br>
\nZer gertatzen da diru horrekin ekarpenak egiteari uzten badiot?\u00a0<\/strong>
\nEraikitako eskubide ekonomikoei eutsiko diezu; hau da, zure ekarpenak, enpresarenak, eta prestazioa eskatu arte lortzen zoazen etekinak izaten jarraituko duzu.
\n<\/br>
\nGEROAn nire kabuz egin dezaket ekarpena?\u00a0<\/strong>
\nBai. Entitateari ekarpenak egiten dizkiozuen bazkide guztiek aukera izango duzue hilero ekarpen gehigarri bat egiteko, zuen nominan ageri den zenbateko berekoa. Ekarpen hori 25 urte bete zituenetik ekarpenik egin ez duzun aldi kopuruaren berdina izango da, hilabete batzuetan.<\/p>\n

Aukera hau webguneko eremu pribatuko Ekarpen Osagarri Pertsonalak atalean.
\n<\/br>
\nEkarpenak egiten jarraitu behar al dut amatasun, aitatasun, aldi baterako ezintasun
\nedo lanaren erregulazio kasuetan?\u00a0<\/strong>
\nBai, kasu guztietan jarraitu behar da ekarpena egiten.
\n<\/br>
\nEgin ahal ditzaket ekarpenak GEROAn adimen desgaitasunik edo buruko gaitzik
\nbadut?<\/strong>\u00a0
\nBai. Bai enpresak bai adimeneko ezgaitasuna edo buruko eritasuna duten bazkideek aldian-aldian egin beharreko ekarpenak langilearen sektore edo enpresarentzat une bakoitzean ezarritako portzentajearen bikoitza izan daitezke, langilearen gertakizun arrunten oinarriari dagokionez.
\n<\/br>
\nDesgrabatu ahal ditzaket GEROAren ekarpenak?\u00a0<\/strong>
\nBai, langileak eta enpresak dagokion jardunaldi fiskalean egindako ekarpenak haren erretan aitorpeneko zerga oinarrian murrizten dira bere osotasunean, enpresak egindakoek efektu neutroa badute ere.
\n<\/br>
\nNoiz eskatu prestazio bat?<\/strong>
\nHurrengo kontingentzietako bat gertatzen denean bakarrik:
\n\uf0b7 Erretiroa.
\n\uf0b7 Ezintasun Iraunkor Totala, Absolutua eta Baliaezintasun handia
\n\uf0b7 Heriotza.<\/p>\n","protected":false},"excerpt":{"rendered":"

Zertan datza Geroa pentsio planak? GEROAn, ekarpenak partekatuta egiten dira, % 50 langileak eta beste % 50 enpresak. \u00a0 Zergatik […]<\/p>\n","protected":false},"author":2,"featured_media":15535,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[777],"tags":[],"class_list":["post-15562","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rrhh-eu"],"yoast_head":"\nEZAGUTU ITZAZU GEROA PENTSIO PLANEN GAKOAK - Hine<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.hinegroup.com\/eu\/descubre-las-claves-de-los-planes-de-pensiones-de-geroa\/\" \/>\n<meta property=\"og:locale\" content=\"eu_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"EZAGUTU ITZAZU GEROA PENTSIO PLANEN GAKOAK - Hine\" \/>\n<meta property=\"og:description\" content=\"Zertan datza Geroa pentsio planak? 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